To Build Or To Buy

To Build Or To Buy

Regardless of whether you decide to buy an existing home or to build a new one, there are a few steps that you must follow.  In the beginning if you've started  this process already the first question is can I afford to buy or build a new home?   Then proceed to the next step, getting your finances in order.

Your credit report (scores) these reports are a look at how you manage your finances on a year-to-year, month-to-month, week-to-week, basis.  You must know exactly what your credit reports says about your financial history before you apply for a mortgage.  These reports play one of the most important roles in the mortgage process and determining the interest rate and other loan terms that the lender will offer you.

Next find the right loan and lender is crucial to a successful and less stressful home-buying or building process.  Its up to you to determine which lender is best for your need.

Time to set a budget/ceiling for the home of your dreams.  Once your budget is set you can start the fun part of picking out all the special things that will truly make it yours.  Just keep in mind that compromise is not always a bad word.

Next choosing an experienced realtor is key.  Then location, the Raleigh/Durham/Chapel Hill Triangle area is modern life at its best mixed with amenities and lifestyle unparalleled in the South.

Building verses buying is a major dilemma in today's new market decisions about the details of your home and to watch it take shape holds undeniable appeal.  The most enticing part of choosing to build your home as opposed to buying is the chance to employ green technology from the ground up.  Homes built today are 100% more energy-efficient.

Whether you decide to build or buy, nothing helps more than to do your homework.




Kim Powell Headshot
Author:
Phone: 919-271-5104
Dated: February 28th 2015
Views: 915
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