Regardless of whether you decide to buy an existing home or to build a new one, there are a few steps that you must follow. In the beginning if you've started this process already the first question is can I afford to buy or build a new home? Then proceed to the next step, getting your finances in order.
Your credit report (scores) these reports are a look at how you manage your finances on a year-to-year, month-to-month, week-to-week, basis. You must know exactly what your credit reports says about your financial history before you apply for a mortgage. These reports play one of the most important roles in the mortgage process and determining the interest rate and other loan terms that the lender will offer you.
Next find the right loan and lender is crucial to a successful and less stressful home-buying or building process. Its up to you to determine which lender is best for your need.
Time to set a budget/ceiling for the home of your dreams. Once your budget is set you can start the fun part of picking out all the special things that will truly make it yours. Just keep in mind that compromise is not always a bad word.
Next choosing an experienced realtor is key. Then location, the Raleigh/Durham/Chapel Hill Triangle area is modern life at its best mixed with amenities and lifestyle unparalleled in the South.
Building verses buying is a major dilemma in today's new market decisions about the details of your home and to watch it take shape holds undeniable appeal. The most enticing part of choosing to build your home as opposed to buying is the chance to employ green technology from the ground up. Homes built today are 100% more energy-efficient.
Whether you decide to build or buy, nothing helps more than to do your homework.
Author:Kim Powell Phone: 919-271-5104 Dated: February 28th 2015 Views: 1,046 About Kim: ...
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Grow Local Realty is a full service Raleigh NC Real Estate Company servicing Raleigh, Durham, Cary, Apex, Holly Springs, Clayton, Fuquay Varina, Garner, Wake Forest, Chapel Hill and all other Triangle areas including all of Wake County, Johnston County, Durham County, Orange County, Chatham County and Harnett County. We are dedicated to extraordinary customer service and are here to represent you with your next home purchase or the sale of your current home. Allow one our fantastic agents to assist you with your Raleigh NC Real Estate search.
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"It was by far the best experience we have ever had with a realtor. We spent 8 years, while working with different realtors, on our way to home ownership. Kim provided the best support, ethics, and care to help us find the house we considered home. She has become like part of the family. We just can't say enough good things about her! Thank you. PS- When we sell, we will be using Kim again!!"